Fixed Deposit vs Debt Funds

Fixed Deposit
Debt Fund
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 0.0 -100000.0 0.0
100000 0 -100,000 0.0
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit -100000.0 Not Applicable Not Applicable 0.0 -100000.0
-100,000 Short Term Not Applicable 0 -100,000

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds


Scheme
Name
Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%) Action
BANDHAN Dynamic Term Fund Reg B Gr 01-12-2008 1.67 6.55 4.85 6.74 5.22 6.58 7.43 Invest Now
Axis Dynamic Bond Reg Gr 01-04-2011 0.65 6.5 6.75 7.2 5.96 6.94 7.77 Invest Now
360 ONE Dynamic Term Fund Reg Gr 24-06-2013 0.59 6.36 7.33 7.92 6.63 6.84 6.91 Invest Now
Kotak Dynamic Term Fund Reg Gr 26-05-2008 1.35 6.13 5.79 7.04 5.77 7.03 7.82 Invest Now
ABSL Dynamic Term Fund Reg Gr 27-09-2004 1.24 5.48 6.44 7.12 6.65 5.59 7.51 Invest Now
Nippon India Dynamic Term Fund Gr Plan Gr 05-11-2004 0.74 5.4 6.41 7.03 5.91 6.23 6.49 Invest Now
ICICI Pru Dynamic Term Fund Reg Gr 01-05-2009 1.32 5.37 6.56 7.05 6.33 7.33 8.18 Invest Now
SBI Dynamic Bond Reg Gr 10-02-2004 1.37 5.1 5.6 6.59 5.94 6.82 6.04 Invest Now
UTI Dynamic Term Fund Reg Gr 23-06-2010 1.69 4.74 5.61 6.44 8.69 6.1 7.53 Invest Now
HDFC Dynamic Term Fund Reg Gr 28-04-1997 1.39 4.67 4.87 6.14 4.97 5.42 7.89 Invest Now
Mahindra Manulife Dynamic Term Fund Reg Gr 01-08-2018 1.53 4.42 5.38 6.33 4.81 - 5.12 Invest Now
Mirae Asset Dynamic Term Fund Reg Gr 05-03-2017 0.99 4.21 5.78 6.14 4.83 - 5.74 Invest Now
JM Dynamic Term Fund Reg Gr 25-06-2003 0.97 3.92 5.64 6.41 5.59 6.13 6.52 Invest Now
HSBC Dynamic Term Fund Reg Gr 01-01-2013 0.64 3.72 5.03 6.24 5.2 6.04 5.75 Invest Now
Quantum Dynamic Term Fund Reg Plan Gr 05-04-2017 1.01 3.68 5.1 6.43 5.9 - 6.51 Invest Now
DSP Dynamic Term Fund Reg Gr 16-05-2007 1.18 2.98 3.88 5.69 5.15 6.15 6.6 Invest Now
PGIM India Dynamic Term Fund Gr 12-01-2012 1.68 2.96 4.36 5.81 4.87 6.25 7.02 Invest Now
Groww Dynamic Term Fund Reg Plan Gr 30-11-2018 1.36 2.86 3.93 4.93 4.29 - 5.35 Invest Now
Baroda BNP Paribas Dynamic Term Fund Reg Gr 23-09-2004 1.72 2.45 3.99 5.37 5.0 5.52 7.26 Invest Now
Canara Robeco Dynamic Term Fund Reg Gr 29-05-2009 1.71 2.31 3.06 4.64 4.19 5.21 6.51 Invest Now
ITI Dynamic Term Fund Reg Gr 14-07-2021 1.22 2.17 3.74 5.14 4.74 - 4.84 Invest Now
Union Dynamic Term Fund Gr 13-02-2012 1.54 1.62 3.21 4.93 4.01 5.09 6.03 Invest Now

Disclaimer : We have gathered all the data, information, statistics from the sources believed to be highly reliable and true. All necessary precautions have been taken to avoid any error, lapse or insufficiency; however, no representations or warranties are made (express or implied) as to the reliability, accuracy or completeness of such information. We cannot be held liable for any loss arising directly or indirectly from the use of, or any action taken in on, any information appearing herein. The user is advised to verify the contents of the report independently.

Returns less than 1 year are in absolute (%) and greater than 1 year are compounded annualised (CAGR %). SIP returns are shown in XIRR (%).

The Risk Level of any of the schemes must always be commensurate with the risk profile, investment objective or financial goals of the investor concerned. Mutual Fund Distributors (MFDs) or Registered Investment Advisors (RIAs) should assess the risk profile and investment needs of individual investors into consideration and make scheme(s) or asset allocation recommendations accordingly.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Past performance may or may not be sustained in the future. Investors should always invest according to their risk profile and consult with their mutual fund distributors or financial advisor before investing.

Frequently Asked Questions

A fixed deposit calculator estimates your interest earnings based on deposit amount, tenure, and interest rate.

Compare FD rates from banks and NBFCs online to find the best fixed deposit interest rates available.

Interest on a fixed deposit is calculated using the principal amount, interest rate, and compounding frequency.

Types include fixed deposits, bonds, government securities, money market funds, and corporate debt.

No, GST is not charged on interest earned; however, TDS may apply if interest exceeds the threshold limit.

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